Seamless Banking in Dubai
Opening a bank account in Dubai is a crucial step for individuals and businesses aiming to operate smoothly in the UAE. Whether you are a resident, non-resident, or business owner, ScaleX Business Solutions simplifies the process of opening a personal or corporate bank account in Dubai, offering expert assistance every step of the way.

Bank Account Options for Residents and Non-Residents
Personal Accounts (Residents only)
Individuals can open a personal account to manage salaries, savings, and daily expenses.
Documents required to open an account:
- Passport copy with visa page.
- Emirates ID (for residents).
- Proof of UAE address (e.g., utility bills or tenancy contract).

Corporate Accounts
Business accounts are essential for managing company finances, ensuring smooth operations, and complying with UAE regulations. UAE law mandates that all business transactions must be conducted through a corporate bank account, not a personal account.
Documents required to open a Business Account
- Trade license.
- Certificate of incorporation and registration proof.
- Memorandum and Articles of Association (MOA).
- Passport and visa copies of shareholders and authorized signatories.
- Proof of business activity (invoices, contracts, etc.).
- Company bank statements from the last six months (if applicable).
- Compliance documents (audit reports, financial forecasts, etc.).
Note: Requirements may vary depending on the bank and type of account.
Timeline
Steps to Open a Bank Account in Dubai
The process of getting a bank account in dubai involves several steps:
01.

Very important
Choose the Right Bank
Select a bank that aligns with your needs—be it for personal, business, or Sharia-compliant Islamic banking.
02.

Gather Documentation
Compile the required documents based on the type of account (personal or corporate).
03.

Submit Application
Submit your application through the bank’s branch, online platform, or authorized agent.
04.

Background Checks
Banks will conduct due diligence to verify your credentials and compliance with UAE banking regulations.
05.

Account Activation
Upon approval, your account will be activated, typically within 2–4 weeks for personal accounts and up to 3 months for corporate accounts.
Documents required
Documents Required to Open a Bank Account in Dubai
Depending on the banker you are trying to open a bank account with, the document requirements can vary. This also depend on the activity of your business and director's risk profile. here are the common documents required for opening an account as a corporate in Dubai.
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Trade license
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Certificate of incorporation and registration proof
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Memorandum and Articles of Association (MOA)
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Passport and visa copies of shareholders and authorized signatories
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Proof of business activity (invoices, contracts, etc.)
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Company bank statements from the last six months (if applicable)
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Compliance documents (audit reports, financial forecasts, etc.)
Tip
Challenges in Opening a Bank Account in Dubai
While the UAE’s banking sector is world-class, the stringent compliance requirements can pose challenges, especially for foreigners. Common hurdles include:
Contact us for a Free Consultation
Opening a bank account in Dubai has never been easier. Whether you’re an first time or seasoned entrepreneur we can assist you with your case.